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Boost for first-time buyers as ‘mortgage lending reins loosened’

by London Mail
July 9, 2025
in Business
Reading Time: 1 min read
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Around 30% of all lending at a loan-to-income ratio of more than 4.5 takes place in London, according to UK Finance, which said the layering of regulation, combined with house prices outstripping wage growth, has made it more challenging for prospective buyers to access mortgage credit without substantial external financial support, such as family assistance.

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